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The Three Types Of Collision Insurance Coverage

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Category : » Automotive General Guides

Source : www.michigan.gov

. car is damaged in an accident. Each driver's insurance . accident, this required insurance pays for injuries to people and for damages your car does to .

Content Summary :

Michigan law requires you to have no-fault automobile insurance on your car. If you have an accident, this required insurance pays for injuries to people and for damages your car does to other people’s property and to properly parked cars. IT DOES NOT PAY FOR ANY OTHER DAMAGE TO CARS. You must buy collision coverage if you want coverage for damage to your car in case of an accident. The other drivers’ insurance will not pay for damage to your car. There are three kinds of collision insurance you can choose from: limited, standard, and broad form. The chart tells you when each kind of insurance will pay YOU if your car is damaged in an accident. Your collision coverage will not cover damage to the other driver’s car.

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